MFIs will fail because they want money from money. Money cannot be produced from money. Money is a divine tool for happiness. You have to understand what happiness is before attempting to create it.you can give happiness only when you are a source of happiness. money just happens to be a tool in the process. everything today is measured in terms of money.if you depend too much on this measuring tool you will be miserable. both the giver and taker are bound to be miserable. if both of them understand the meaning of happiness by knowing each other's problems and needs and work toward a common happiness in which both can participate as a communion of love, then money will be seen as just a handy tool to reach higher and higher levels of happiness.
To give happiness, the giver needs to be at a higher consciousness level than that of the taker and should be willing to give everything for happiness. profits are just by-products
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